Newsroom - Consumer Financial Protection Bureau
2024年12月30日 · The Consumer Financial Protection Bureau (CFPB) sued the operator of Zelle and three of the nation’s largest banks for failing to protect consumers from widespread fraud on America’s most widely available peer-to-peer payment network.
Recent updates | Consumer Financial Protection Bureau
2024年12月30日 · CFPB Finalizes Personal Financial Data Rights Rule to Boost Competition, Protect Privacy, and Give Families More Choice in Financial Services OCT 22, 2024 Category: Press release
CFPB Closes Overdraft Loophole to Save Americans Billions in Fees
2024年12月12日 · – Today, the Consumer Financial Protection Bureau (CFPB) took action to close an outdated overdraft loophole that exempted overdraft loans from lending laws. The agency’s final rule on overdraft fees applies to the banks and credit unions with more than $10 billion in assets that dominate the U.S. market.
CFPB Finalizes Personal Financial Data Rights Rule to Boost …
2024年10月22日 · The CFPB finalized a rule to give consumers greater rights, privacy, and security over their personal financial data by requiring providers to unlock personal financial data for free.
CFPB Finalizes Rule to Protect Homeowners on Solar Panel Loans …
2024年12月17日 · In 2022, the CFPB finalized a required rule to help human trafficking survivors rebuild their financial lives. The CFPB has also looked and reviewed regulations related to junk fees , including in the mortgage market .
Consumer Financial Protection Bureau
6.8 million+ consumer complaints sent for response; $21 billion+ in financial relief as a result of CFPB actions; 205 million+ people eligible for financial relief
CFPB Orders Navy Federal Credit Union to Pay More Than $95 …
2024年11月7日 · Through its “Optional Overdraft Protection Service,” known as “OOPS,” Navy Federal charged consumers $20 for most overdraft transactions. The credit union collected nearly $1 billion in overdraft fees from 2017 to 2021.
CFPB Announces Return of $1.8 Billion in Illegal Junk Fees to 4.3 ...
2024年12月5日 · – The Consumer Financial Protection Bureau (CFPB) is distributing $1.8 billion to 4.3 million consumers charged illegal advance fees or subjected to allegedly deceptive bait-and-switch advertising by a group of credit repair companies including Lexington Law and CreditRepair.com. Together, the payments constitute the largest-ever distribution ...
CFPB Distributes $384 Million to 191,000 Victims of Think …
2024年5月14日 · – The Consumer Financial Protection Bureau (CFPB) today distributed more than $384 million to about 191,000 consumers harmed by Think Finance. Think Finance, a Texas-based online lender, deceived borrowers into repaying loans they did not owe.
CFPB Proposes Rule to Stop Data Brokers from Selling Sensitive …
2024年12月3日 · The proposal would make clear that when data brokers sell certain sensitive consumer information they are "consumer reporting agencies" under the Fair Credit Reporting Act (FCRA), requiring them to comply with accuracy requirements, provide consumers access to their information, and maintain safeguards against misuse.