Our opinions are our own. Although the market has started to catch up, this remains one of the better top-of-wallet cards. Use it by itself every day, or as a companion to bonus category cards.

This card features rich benefits for foodies, including lucrative rewards at restaurants and U.S. supermarkets, plus various dining credits that can help offset its admittedly pricey annual fee.

Gift cards are prepaid cards that can be used to shop online or in-store at various merchants. They are also popular gifts for friends and family, especially during festive seasons. But did you know ...